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What is Considered Middle Class in the United States?

The phrase “middle class” sure gets thrown around a lot. Last year’s presidential campaigns have most of us baffled, too – both Romney and Obama report that the income of the middle class hovers... [[...

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How to Buy Structured Settlements

There are many ways to create an income. Investing in dividend stocks is one option, buying treasuries for the yield, or perhaps purchasing a single premium immediate annuity are others. And then... [[...

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10 Alternative Investments You May Not Have Considered

The stock market is where most people consider investing their money, but in an uncertain and shaky market you feel squeamish about putting your money there. If this sounds like you, don’t... [[ This...

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How to Buy and Sell Timeshares

Want to know how to buy and sell timeshares? Take your time, then. As you’re about to find out, the world of timeshare ownership is fraught with peril – including negative equity, high interest... [[...

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How Do Savings Bonds Work – And Do They Belong in Your Portfolio?

A common question asked by novice investors is “How do savings bonds work?” Most likely, your only existing exposure to savings bonds lies in your childhood. You probably received one as a birthday......

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Free Prepaid Credit Cards

Perhaps the term ‘prepaid credit card’ is a misnomer, but it is a common one. Many people view prepaid debit cards as credit cards, because they are used so similarly. The real difference between a......

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How to Make a Deposit in to Your Online Checking Account

Online accounts are a part of everyday life for savings needs of many of us – they offer better rates of interest and are more easily managed. Deposits can be made electronically, and regular... [[...

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58 Ways to Save Money – An Actionable List Like No Other

I’ve seen plenty of articles written on ways to save money. I’ve got a few problems with the average “X ways to save money” list, though. First, a lot of the suggestions are just down-right... [[ This...

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10 Money Tips for College Students

You’ve graduated college and are moving on to the world of the financially responsible adult. Yeah, right. The number of bankruptcy filings by the college educated has continued to climb (although......

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26 Ways to Make Some Extra Cash

You’ve heard it a million times – you have to live “beneath your means” if you want to establish the positive cash flow that allows you to save. It doesn’t matter if you want to save for retirement,......

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